# Meet the Team

As the region’s largest mutual bank, we’re not just your bankers, we’re your neighbors. We’re proud to serve the communities we live and work in. Get to know our team and the power of personal relationships.

## Commercial & Industrial Lending

### Rick Battaglia

#### Senior Vice President

#### Sales & Business Development Director

##### Banker & Avid Traveler

With more than 25 years of professional experience, Rick has been with Penn Community Bank since 2017.

### Nicole Boytin

#### Vice President

#### C&I Relationship Manager

##### Banker & Lacrosse Mom

Nicole has spent five of her nearly 20 years in banking with Penn Community Bank’s commercial lending team.

### Lewis Cyr

#### Executive Vice President

#### Chief Lending Officer

##### Banker & Concert Goer

With nearly 30 years of banking experience, Lewis has been with Penn Community Bank since early 2020 and serves as Chief Lending Officer.

### Ellen Dodel

#### Vice President

#### C&I Relationship Manager

##### Banker & Gardener

With nearly 40 years of banking and lending experience, Ellen is an expert in commercial and industrial lending for medium and small businesses in Bucks, Montgomery, and Philadelphia counties.

### Trevor Harrison

#### Vice President

#### C&I Relationship Manager

##### Banker & Hunter

With more than 25 years of banking experience – including the last six at Penn Community Bank – Trevor is passionate about commercial and industrial lending.

### Karen Lasorda

#### Senior Vice President

#### Portfolio Manager

##### Banker & Beach Lover

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### James Li

#### Senior Vice President

#### Team Leader - C&I Lending

##### Banker & Distance Cyclist

James has been in banking since 2007 and joined Penn Community Bank in 2010, where he now leads a team focused on commercial and industrial lending in Bucks and Montgomery counties.

### James Westgate

#### Assistant Vice President

#### C&I Relationship Manager

##### Banker & Friend

James has been with Penn Community Bank for all 25 years of his banking and lending career.

### Sean Hennigar

#### Vice President

#### C&I Relationship Manager

##### Banker & Outdoorsman

With over 15 years of professional experience, Sean building true partnership to help businesses and individuals them achieve their goals.

### Kimberly Barrot-Cramsey

#### Business Development Officer

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##### Banker & Community Oriented

Kim brings deep professional experience in the region, including nearly thirty years’ experience in business and residential lending.

### Zac Collins

#### Senior Vice President

#### C&I Relationship Manager

##### Banker & Golfer

Zac joined Penn Community Bank in 2024 with 30 years of experience in the financial services industry.

## Commercial Real Estate Lending

### James Erb

#### Senior Vice President

#### Real Estate Lending Manager

##### Banker & Motorcyclist

With 30 years of industry experience – including eight with Penn Community Bank – Jim is passionate about development financing for both residential housing projects and investment properties.

### Dexter Lederer

#### Vice President

#### Real Estate Relationship Manager

##### Banker & Wrestling Coach

Dexter has been with Penn Community Bank for 11 years and today focuses on real estate and construction lending.

### Timothy Okonsky

#### Senior Vice President

#### Team Leader - Real Estate Lending

##### Banker & Hiker

For the last decade, Tim has been at the forefront of Penn Community Bank’s commercial lending effort, providing investment real estate loans, commercial construction loans, and multifamily construction and permanent loans for area businesses.

### Benjamin Dahms

#### Assistant Vice President

#### Real Estate Relationship Manager

##### Banker & Hockey Player

Joining Penn Community Bank in 2021, Benjamin serves as Commercial Real Estate Relationship Manager on the bank’s Commercial Real Estate team and specializes in residential, retail, and industrial real estate construction and development.

## Small Business

### Johnny Gonzalez

#### Business Relationship Manager

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##### Banker & Singer/Songwriter

A member of Penn Community Bank for a decade, Johnny now serves as manager of the Lower Makefield Branch.

### Kristen Murphy

#### Floating Financial Center Manager

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##### Banker & Sports Lover

With 17 years experience in retail banking, including 9 at Penn Community Bank, Kristen loves making banking a simple and convenient part of life for her customers.

### Debra Preston

#### Financial Center Manager - Pipersville

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##### Banker & Yogi

With over 30 years in banking – including the last decade with Penn Community Bank – Debby says her favorite part of the job is hearing people’s stories.

### Tim Soles

#### Financial Center Manager - Levittown

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##### Banker & Little League Coach

Approaching 20 years in financial services, Tim knows a thing or two about meeting customers’ banking and lending needs.

### Jessica Althouse

#### Multi-Site Manager

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##### Banker & Proud Mom

Since joining Penn Community Bank in 2017, Jessica has focused on supporting small businesses, increasing access to banking and lending services, and providing top-tier customer service for area customers.

### Ryan Witte

#### Financial Center Manager - Dublin

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##### Banker & DJ

For five years, Ryan has worked each day with the goal of building meaningful relationships with customers.

### Melanie Scholl

#### Multi-Site Manager

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##### Banker & Skier

A lifelong Bucks County resident, Melanie Scholl knows the importance of a community bank in growing businesses, families, and neighborhoods.

### John Kroos

#### Financial Center Manager - Market Street

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### Andrew Snyder

#### Multi-Site Manager

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##### Banker & Philly Sports Fan

A part of the Penn Community Bank team since 2019, Andrew’s passion is providing customized personal and business banking and lending solutions for his customers.

### Sandra Davis

#### Financial Center Manager - Lower Makefield

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##### Banker & Proud Mom

Sandra Davis has been in the financial industry for 10 years.

### Ryan Caputo

#### Financial Center Manager - Bensalem

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##### Banker & Runner

Ryan has been with Penn Community Bank his entire career in banking, now serving as branch manager of our Bensalem Branch.

### Susan Okun

#### Financial Center Manager - Doylestown

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##### Banker & Painter

With nearly 40 years in the industry, Sue joined Penn Community Bank in 2022 as manager of the Doylestown Branch.

### Marcus Pereira

#### Senior Vice President

#### Market Expansion Manager

##### Banker & Traveler

With nearly 20 years of banking experience, Marcus joins Penn Community Bank as the first manager of its Allentown Branch.

### Chris Stein

#### Financial Center Manager - Fifth Street

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##### Banker & Golfer

Since joining Penn Community Bank in 2021, Chris has worked to build meaningful relationships with individuals, businesses, and families in the community.

### Erin Cosmo

#### Financial Center Manager - Warminster

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Erin joined Penn Community Bank in 2018 with nearly 10 years of financial services experience and now serves as manager of the Warminster Branch.

### Amanda Moser

#### Financial Center Manager - Bristol

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##### Banker & Music Lover

Amanda has been a part of the Penn Community Bank team for over 15 years, now serving as manager of the Bristol Branch.

### Bianca Rivera

#### Financial Center Manager - Bethlehem

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Starting as a part-time teller 11 years ago and working in every role offered in retail banking, Bianca has earned her role as a Financial Center Manager.

### Alexander Szlanic

#### Financial Center Manager - Newtown

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Although newer to the banking industry, Alex had been committed to his professional development from the start.

### Chase Panzano

#### Financial Center Manager - Highland Park

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Chase began her banking career in 2018 at Penn Community Bank as a teller and took on every role that could get her a step closer to her current position as Financial Center Manager.

### Chris Payano

#### Branch Business Center Manager - Bethlehem

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An Airforce Veteran with 6 years of banking experience, Chris’s commitment to getting the job done is unmatched.

### Karl Graham

#### Financial Center Manager - Fairway

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With over 10 years of banking experience, Karl is a South Carolina native currently residing in Chestnut Hill.

## Cash Management

### Patty Samuels

#### Assistant Vice President

#### Cash Management Senior Relationship Manager

##### Banker & Grandmother

Patty has been a part of the Penn Community Bank family for 30 years and leads a team of retail and business bankers serving the Bristol community.

### Timika Powell

#### Bank Officer

#### Cash Management Relationship Manager

##### Banker & Roadtripper

Timika brings over a decade of banking experience to the Penn Community Bank Cash Management team.

### Michelle Brennan

#### Vice President

#### Cash Management Sales/Team Leader

##### Banker & Traveler

With over a decade of industry experience, Michelle leads Penn Community Bank’s Cash Management team to provide businesses with the products and services that fit their unique needs, enabling them to grow and become more efficient.

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