# Checking

Business banking solutions to help your company thrive.

Our checking products combine the flexibility and convenience you need with the access and tools you want. Discover the checking option that’s right for your business needs and growth.

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## All Accounts Come With:

### Visa Debit Cards

### 24/7 Access with Online & Mobile Banking

### Overdraft Protection Options

### Complimentary financial education opportunities

## Basic

Business Checking

Schedule an Appointment
Account Features

### Designed for

Small businesses with lower balances and checking activity

### Minimum Balance

N/A

### Monthly Service Fee

$0

### Item Processing1

Up to 300 free items, then $0.45 per item

### Additional Benefits

Free Starter Checks

## Community

Business Checking

Schedule an Appointment
Account Features

### Designed for

Small nonprofit and community organizations with lower balances and checking activity

### Minimum Balance

N/A

### Monthly Service Fee

$0

### Item Processing1

Up to 300 free items, then $0.45 per item

### Additional Benefits

- $150 discount on your first order of checks
- Earns Interest

## Advantage

Business Checking

Schedule an Appointment
Account Features

### Designed for

Businesses with moderate to high monthly checking activity and select cash management needs

### Minimum Balance

$7,500 daily checking balance or $15,000 combined daily deposit account balance2

### Monthly Service Fee

$0 or $12 (Waived by maintaining daily balance requirement)

### Item Processing1

Up to 500 free items, then $0.45 per item

### Additional Benefits

- ACH origination and online wire services
- Waived origination fee for a PennEdge Small Business Loan or Line of Credit3,4
- $150 discount on your first order of checks

## Enterprise

Business Checking

Schedule an Appointment
Account Features

### Designed for

Large businesses with higher monthly transaction volume and robust cash management needs

### Minimum Balance

N/A

### Monthly Service Fee

$20, Reduced or waived by monthly earnings credit based on account activity5

### Item Processing1

$0.17 – $0.20 per item

### Additional Benefits

- Discount on your first order of checks
- Access to a full suite of discounted cash management services

Penn Community Bank Business Fee Schedule
1. Items include each check or money order deposited, checks drawn on account, deposit tickets and ACH debits and credits.
2. Combined balances for minimum daily balance requirement include checking, savings and money market accounts with same primary business entity owner and EIN. Time Deposit accounts, personal accounts, and/or business accounts with a shared authorized signer or address but different EIN are not included in combined balance calculations.
3. Penn Community Bank business checking account required for PennEdge loan and line of credit products.
4. All loans and lines are subject to credit review and approval. Various loan and line term and Annual Percentage Rate (APR) options are available and may vary for approved loans and lines based on creditworthiness, loan-to-value, and other underwriting criteria. Property, flood, and/or title insurance may be required for real estate-secured loans or lines, at an additional expense to the borrower. Other terms, conditions, fees and restrictions may apply.
5. For Enterprise Business Checking accounts, an earnings credit is applied to your average monthly investable balance to reduce or eliminate monthly service and transaction fees.

All Accounts:
All products and services are subject to standard account requirements and agreements. Eligibility requirements and restrictions may apply. Information accurate as of 6/16/2025, and subject to change without notice. Fees and additional terms and conditions may apply. Fees may reduce earnings. Ask for full details. Equal Opportunity Lender.

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